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Manufacturing

We Make It Easy to Get the Coverage You Need

Possibly no other industry has experienced such expensive insurance issues as the manufacturing industry, which in recent years has experienced product liability issues involving asbestos and other toxic issues as well as product recalls for everything from tires to aspirin to electronics. The experts at Insurance, Inc. understand the unique insurance needs of your industry and will help you obtain the coverage you need, while avoiding unnecessary coverage. We offer:

  • Products Liability
  • Product Recall
  • Employee Dishonesty

Products Liability

Who can forget the asbestos litigation and payout issues faced by the manufacturers of these products? Many manufacturers that produced asbestos or products containing asbestos were severely punished by the courts. Fortunately, many of these companies had products liability coverage to help offset litigation costs and actual payouts.

Products liability for manufacturers protects against the company’s liability for bodily injury and property damage caused by the company’s product. Even when a product is misused or used as a part for another product, manufacturers are still at risk for liability lawsuits. Having manufacturers product liability is essential to offset litigation costs and payouts.

Products Recall

Products recall insurance covers expenses associated with recalling a product, whether defective or working without any defects. The recall may be voluntary or involuntary, such as when a government agency mandates the recall.

Products recall insurance typically can have two types of coverages:

  • First-party coverage of direct expenses such as notification, disposal, additional payroll and storage.
  • Third-party coverage when your product affects one or more third parties and their expenses, including notification, disposal, lost business, product rehabilitation and substitution. Both first party and third party coverage may also involve litigation or court proceedings.

Employee Dishonesty

Employee dishonesty coverage is usually very affordable; however, not having this coverage or having inadequate limits can be devastating to your company. Employee dishonesty coverage reimburses the employer for theft by employees. This coverage has many different aspects such as theft, embezzlement, fraud, forgery and even an ERISA bond. A policy may include some or all of these coverages, depending on the policy.

ERISA bond coverage is for Employee Retirement Income Security Act bond requirement.

Manufacturers have very unique products requiring very specific coverages. Insurance Incorporated experienced specialists will assist manufacturer to identify exposures, risks and potential issues which will protect the manufacturer from future claim liability. We are experienced in National (USA) but also International risks or exposures. Keep in mind with this level of protection manufacturers should experience piece of mind and financial solvency from claim liability.



Baker, Jim
Braunstein, Stewart
Casey, Bryan
Casey, Dod
Cohen, Neal
Cook Cuthie, Stacia
Fox, Sue
Hays, Richard
Kibbe, Gene
Kowitz-Kaplan, Alison
Krell, Amir
Odekunle, Funlola
Orodeckis, Ed
Orodeckis, Eric
Orodeckis, Patrick
Quingert, Jack
Rosenberg, Stewart H.
Schaftel, James
Stavrakas, Spyros
Summerfield, Alan
Sutton(Kwiatowski), Tracy
Williams, Forrest


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